Forty practical lessons per course that help you write better prompts, make stronger decisions, and build repeatable AI workflows, all without technical jargon. Claude, ChatGPT, Gemini, Perplexity, Copilot.
Get started: $79No 6-hour video dumps. No recycled tips. A layered daily method engineered for one outcome: you, in the top 1% of AI users, in 8 weeks.
Same proven 8-week method, tailored to each tool. Start with one, or bundle and save up to 25%.
Each lesson ends with a copy-paste template. They collect automatically in your personal Prompt Vault: 40 proven prompts by graduation.
No subscription. Pay once, keep it forever, including updates. Every completed course earns a certificate of completion with a unique verification ID: share it on LinkedIn and get noticed by recruiters.
Equip an entire team with the same method. One purchase order, centralized rollout, and visibility into completion, without your people ever touching a checkout page.
Typical response within one business day.
Weekly news and updates on the five platforms we teach, because a power user is never six months out of date.
No. The course is written for everyday professionals. If you can send a text message, you can do this.
Nothing breaks. Weekends are built-in catch-up days, and lessons wait for you. The 8-week pace is a target, not a rule.
The free plan works for most lessons. A paid plan removes limits and unlocks a few Week 5 features, but it's not required.
Yes. Finish all 40 lessons, then pass the capstone assessment (8/10 on a method check plus a real-world capstone task). Passing issues a certificate with a unique, publicly verifiable ID you can share on LinkedIn. (A completion certificate, not an accredited qualification.)
Yes. We enroll teams centrally: you send the seat list, we activate access and email every member, and you get completion reporting across your roster. Write to hello@futurelearning-ai.com with company name, seat count, and courses of interest.
Any day, with one tap. Every lesson has the same layers. You just choose how deep to go today.
These Terms and Conditions govern your access to and use of the website located at https://www.futurelearning-ai.com, the online learning platform hosted at that website, and the online courses and related materials that we sell through it. Please read them carefully before you place an order. By ticking the acceptance box at checkout, by creating an account, or by accessing any Course, you agree to be bound by these Terms.
1.1 In these Terms, the following words have the following meanings.
"Account" means the personal account you register at https://www.futurelearning-ai.com in order to access a Course.
"Bundle" means two or more Courses offered for sale together at a combined price.
"Certificate" means the certificate of completion described in section 6.
"Consumer" means an individual who purchases a Course wholly or mainly outside that individual’s trade, business, craft or profession.
"Course" means an online training course made available by us through the Platform, including its lessons, written and audiovisual materials, exercises, Prompt Library and any updates to it.
"Course Materials" means all content forming part of or supplied with a Course, in any medium.
"EEA" means the European Economic Area.
"Order" means your submission of a request to purchase one or more Courses or a Bundle through the checkout on the Platform.
"Platform" means the login gated web application through which the Courses are delivered.
"Prompt Library" means the collection of prompt templates supplied as part of a Course, together with any prompts you save to your own Account.
"Purchase Price" means the price payable for a Course or Bundle as displayed at checkout.
"Stripe" means Stripe, Inc. and its affiliates, our payment service provider.
"Terms" means these Terms and Conditions, as updated from time to time in accordance with section 25.
"we", "us" and "our" mean JM Technologies, LLC, trading as Future Learning AI, whose details appear in section 2, and "you" and "your" mean the person who registers an Account or places an Order.
1.2 Headings are for convenience only and do not affect interpretation. Words in the singular include the plural and the reverse. "Including", "for example" and similar expressions are illustrative and do not limit what precedes them. A reference to legislation includes that legislation as amended, extended or re enacted. "Writing" includes email.
1.3 If there is any conflict between these Terms and a policy published on the Platform, these Terms prevail unless the policy expressly states otherwise.
2.1 The Courses are sold and operated by JM Technologies, LLC, a limited liability company formed under the laws of the Commonwealth of Virginia, United States of America, trading as Future Learning AI. Our registered business address is 1520 Belle View Blvd, Suite #5760, Alexandria, VA 22307.
2.2 You can contact us at any time by email at hello@futurelearning-ai.com.
2.3 These Terms apply to your use of https://www.futurelearning-ai.com, to the registration and use of an Account, and to every Order you place. Our Privacy Policy, available at https://www.futurelearning-ai.com, explains how we handle personal information and forms part of your agreement with us.
2.4 You accept these Terms by ticking the acceptance box presented at checkout. We record the version of these Terms you accepted, together with the date and time of acceptance.
2.5 Your Order is an offer to buy. The contract between you and us is formed only when we send you an order confirmation by email, at which point access to the Course is enabled on your Account.
2.6 We may decline any Order. If we decline an Order after payment has been taken, we will refund the amount paid in full.
2.7 If you are purchasing on behalf of a company or other organisation, you confirm that you have authority to bind that organisation and that these Terms bind it. Any purchase order or standard terms issued by you do not apply and are expressly excluded.
3.1 You must be at least 18 years old, or the age of majority in your place of residence if that is higher, to register an Account or place an Order.
3.2 You must have the legal capacity to enter into a binding contract.
3.3 You must not be located in, ordinarily resident in, or acting on behalf of any person in a country or territory subject to comprehensive economic sanctions administered by the United States, and you must not be a person with whom United States persons are prohibited from dealing, including any person designated on the Specially Designated Nationals and Blocked Persons List maintained by the Office of Foreign Assets Control of the United States Department of the Treasury.
3.4 You must provide accurate and complete registration information and keep it up to date.
3.5 We may verify eligibility at any time and may suspend or cancel access where these requirements are not met.
4.1 An Account is personal to you. You may hold only one Account, and a Course purchased on that Account may be accessed only by you.
4.2 You must keep your login credentials confidential and must not disclose them to any other person. You are responsible for all activity carried out through your Account.
4.3 You must notify us promptly at hello@futurelearning-ai.com if you suspect that your Account has been accessed without your authority.
4.4 We may monitor patterns of access, including concurrent sessions and access from multiple devices or locations, for the purpose of detecting credential sharing. Where we reasonably conclude that Account access has been shared, we may suspend the Account in accordance with section 21.
4.5 The email address registered on your Account is the address of record for order confirmations, refund requests and notices under these Terms.
5.1 We publish self paced online training Courses about the use of widely available artificial intelligence tools. At the Effective Date we offer five Courses, each structured over eight weeks and comprising 40 lessons. We may add further Courses over time.
5.2 Each Course includes the lessons and Course Materials for that Course, a Prompt Library, progress tracking, a Certificate on completion, and any updates we make to that Course while it remains available on the Platform.
5.3 The Courses are self paced. There is no fixed start date, no live teaching, no tutor assessment and no cohort. The eight week structure is a suggested pace only.
5.4 The Courses are delivered online only. Nothing physical is shipped and no delivery charge applies.
5.5 You are responsible for the device, operating system, browser and internet connection needed to access the Platform, and for the cost of these.
5.6 The Courses teach the use of third party artificial intelligence tools. You are responsible for obtaining and paying for any account, subscription or usage credits required to use those tools. They are not included in the Purchase Price.
5.7 A Course you have purchased does not entitle you to any Course released later. New Courses are priced and sold separately unless we expressly state otherwise.
6.1 On completion of the lessons in a Course, you may generate a Certificate bearing your name as recorded on your Account and a unique verification identifier.
6.2 A Certificate is a record that you completed the Course on the Platform. It is not an accredited, regulated or licensed qualification. It is not awarded, recognised or validated by any accreditation body, educational institution, professional body or governmental authority, and it confers no professional status, licence, credit or entitlement of any kind.
6.3 Whether a Certificate is accepted for continuing professional development or similar purposes is a matter for the relevant body. We make no representation that it will be accepted.
6.4 A Certificate is personal to you and may not be transferred, altered or presented in a way that misrepresents its nature or the identity of the holder.
6.5 Where a Certificate is presented to a third party together with its verification identifier, we may confirm whether that identifier corresponds to a Certificate issued by us and the name and Course to which it relates.
6.6 We may revoke a Certificate obtained through breach of these Terms, through sharing of an Account, or where the associated payment is refunded or reversed.
7.1 Prices are those displayed at checkout and are quoted in United States dollars. At the Effective Date, a single Course is priced at USD 79 and Bundles are priced between USD 142 and USD 296.
7.2 The Purchase Price is payable in full at checkout. We do not offer subscriptions, instalments, payment plans or recurring billing, and we do not store payment card details.
7.3 Payments are processed by Stripe. Your card details are provided directly to Stripe and are not received or held by us. Your use of Stripe’s payment services is subject to Stripe’s own terms and privacy notice.
7.4 Access to a Course is enabled once payment has been authorised and confirmed to us by Stripe.
7.5 If your payment method is denominated in a currency other than United States dollars, your card issuer or bank may apply a conversion rate and a foreign transaction fee. Those charges are set by your provider and are your responsibility.
7.6 We may change the price of any Course or Bundle at any time. Price changes apply only to Orders placed after the change takes effect. A change in price does not entitle you to a refund or a payment of the difference in respect of an earlier purchase.
7.7 If a Course is listed at a price that is manifestly incorrect, we may cancel the affected Order and refund any amount paid, even if the Order has been confirmed.
8.1 Where we are required to charge sales tax, value added tax, goods and services tax or any similar tax on the supply of a Course to you, that tax will be calculated at checkout on the basis of the location information you provide and will be shown before you pay.
8.2 Where we are not required to collect and account for such a tax on a supply to you, any tax arising in your own jurisdiction as a result of your purchase is your responsibility, and you must satisfy it yourself.
8.3 You must provide accurate location information at checkout and must not seek to misrepresent your location in order to alter the tax treatment of a purchase.
8.4 If you are purchasing for business purposes, you are responsible for your own tax reporting, including any reverse charge or self assessment obligation that applies in your jurisdiction.
9.1 Delivery is digital and immediate. Access to the purchased Course is enabled on your Account as soon as payment has cleared, and you may begin the Course straight away.
9.2 Access is available only through your Account at https://www.futurelearning-ai.com. We do not supply Course Materials on any physical medium.
9.3 Subject to these Terms, your access continues for as long as we continue to operate the Platform and make the relevant Course available on it. References on the Platform to lifetime access mean the operating life of the Platform and the Course, and do not mean that access is guaranteed in perpetuity.
9.4 If we decide to discontinue a Course or the Platform, we will give registered users not less than 60 days’ notice by email and, where it is reasonably practicable to do so, we will make the Course Materials for Courses you have purchased available for download during that period.
9.5 If access is not enabled after payment, or you experience a technical problem that prevents access, contact us at hello@futurelearning-ai.com and we will investigate and restore access as soon as we reasonably can.
10.1 This section applies if you are a Consumer resident in a member state of the EEA or in the United Kingdom. It explains how the statutory cancellation period for digital content interacts with the immediate access described in section 9.
10.2 A Consumer in the EEA ordinarily has 14 days to withdraw from a distance contract under the national law implementing Directive 2011/83/EU on consumer rights. A Consumer in the United Kingdom ordinarily has an equivalent 14 day cancellation right under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013.
10.3 Both regimes provide that this right does not survive the supply of digital content that is not supplied on a tangible medium where supply has begun with the Consumer’s prior express consent and with the Consumer’s acknowledgement that the right is thereby lost. Under Article 16(m) of Directive 2011/83/EU, we must in addition provide confirmation of the contract on a durable medium recording that consent and acknowledgement. Under regulation 37 of the 2013 Regulations, express consent and acknowledgement are required, and confirmation on a durable medium is separately required by regulation 16.
10.4 For that reason, before you pay, you are asked to tick two separate boxes at checkout, neither of which is ticked in advance and both of which must be ticked before the Order can be completed. The first box records that you request immediate access to the Course as soon as your payment is completed, before the end of the 14 day withdrawal period. The second box records that you understand and acknowledge that, once access has been provided, you will lose your statutory right of withdrawal or cancellation, and that you expressly consent to this.
10.5 Our order confirmation email repeats both statements back to you, together with the date on which access was provided, and serves as confirmation of the contract on a durable medium.
10.6 If you do not wish to give that consent, do not tick the boxes. In that case you may still purchase the Course by contacting us at hello@futurelearning-ai.com, and access will be enabled after the 14 day period has expired, or earlier if you then give the consent described above.
10.7 Where the statutory right has not been lost because access has not yet begun, you may withdraw from or cancel the contract within 14 days of the day the contract was concluded by telling us so in a clear statement sent to hello@futurelearning-ai.com. We will refund all payments received from you without undue delay and in any event within 14 days of the day on which we are informed of your decision, using the same means of payment you used.
10.8 The guarantee in section 11 is a separate contractual promise that we offer voluntarily to all customers. It does not replace, and is not offered in substitution for, the statutory rights described in this section. Where a statutory right of withdrawal or cancellation still applies because access has not yet begun, section 10.7 governs and prevails over section 11.
11.1 We offer a voluntary money back guarantee for 7 days from the date of purchase. You do not need to give a reason and there are no forms to complete. This guarantee is offered in addition to, and does not affect, any statutory right you may have, including any right described in section 10 or section 22.
11.2 To claim, send an email to hello@futurelearning-ai.com from the email address registered on your Account, stating the Course or Bundle concerned. Requests sent from another address may be refused or may require further verification, because the account email is how we confirm that the request comes from the purchaser.
11.3 A Bundle may be refunded in full within the same 7 day period. If you wish to refund only part of a Bundle, the refund is calculated at the effective per Course price you actually paid under the Bundle, and the Courses you retain remain available to you at that effective price.
11.4 When a refund is issued, your access to the refunded Course is withdrawn, any Certificate issued for that Course is revoked, and your licence under section 13 in respect of that Course ends. You must stop using the Course Materials for that Course and delete any copies you have made.
11.5 After the 7 day period has expired, refunds are made at our discretion and are ordinarily limited to duplicate charges, billing errors and payments taken in circumstances where access was never provided.
11.6 Approved refunds are made to the original payment method through Stripe. Funds ordinarily reach the payment method within 5 to 10 business days of the refund being issued, although the timing of posting is controlled by your card issuer or bank and not by us.
11.7 The guarantee is intended for genuine dissatisfaction. We may decline a request, and may decline to sell to you in future, where we reasonably consider the guarantee is being misused, including repeated purchase and refund of the same or similar Courses, or a refund request made after the Course Materials have been downloaded in bulk or copied.
11.8 There is nothing recurring to cancel. Every purchase is a single payment, so cancellation of an ongoing arrangement does not arise.
11.9 This section does not affect your statutory rights, including any rights described in section 10 or section 22.
12.1 Access to a Course is conditional on our receiving and retaining cleared payment for it.
12.2 If a payment fails, is reversed, is recalled or is charged back, we may suspend or terminate access to the affected Course and revoke any Certificate issued for it, without further notice.
12.3 If you believe a charge is wrong, please contact us at hello@futurelearning-ai.com before raising a dispute with your card issuer. Most issues are resolved faster that way, and section 11 already provides a refund route.
12.4 Where a chargeback is raised and is subsequently found to be unjustified, we may recover from you the amount concerned together with any fee charged to us by Stripe or the card scheme, to the extent permitted by law.
13.1 On payment of the Purchase Price, we grant you a limited, personal, non exclusive, non transferable, non sublicensable and revocable licence to access and use the Course Materials for the Course you have purchased, for the period described in section 9.3.
13.2 The licence permits you to use the Course Materials for your own learning and to apply what you learn in your own work, including in the course of your employment, profession or business, and including for commercial gain.
13.3 You may use, adapt and deploy the prompt templates in the Prompt Library in your own work, including commercially, and may retain that use after your licence ends. This permission is limited to the templates themselves and does not extend to the lessons or other Course Materials.
13.4 You may make a reasonable number of copies and notes for your own personal reference.
13.5 The licence is conditional on your compliance with these Terms and on the payment for the Course not being refunded or reversed.
13.6 All rights not expressly granted in this section are reserved.
14.1 You must not share, lend, sell, rent, licence, gift, assign or otherwise transfer your Account, your login credentials or your access to any Course.
14.2 You must not publish, distribute, broadcast, upload, post, sell, resell or otherwise make available to any other person the whole or a substantial part of the Course Materials, whether or not for payment.
14.3 You must not use the Course Materials to create, deliver, market or supply a training course, workshop, programme or other product that reproduces or substantially derives from them.
14.4 For the avoidance of doubt, sections 14.2 and 14.3 do not prevent you from using the skills, methods and prompting techniques you learn, or the prompt templates permitted by section 13.3, in your own work, including in a commercial context, provided you do not reproduce, distribute or make available a substantial part of the Course Materials themselves.
14.5 You must not scrape, harvest, bulk download, mirror, frame or use any automated system to access the Platform or the Course Materials.
14.6 You must not use the Course Materials, or any part of them, as training data for, or to develop, fine tune or evaluate, any machine learning or artificial intelligence model or dataset.
14.7 You must not circumvent, disable or interfere with any access control, security feature or usage limit on the Platform, and must not remove or obscure any copyright, trade mark or other proprietary notice.
14.8 You must not use the Platform for any unlawful purpose, to infringe the rights of others, to transmit malicious code, or in any way that damages or impairs the Platform or the experience of other users.
14.9 Breach of this section is a material breach of these Terms and may result in suspension or termination under section 21 in addition to any other remedy available to us.
15.1 The Platform, the Courses, the Course Materials, the Prompt Library as supplied by us, the course structure and sequencing, and all text, graphics, audio, video, software and design forming part of them, are owned by us or licensed to us and are protected by copyright and other intellectual property laws.
15.2 Nothing in these Terms transfers any ownership right to you. You receive only the licence described in section 13.
15.3 Our name, logo and branding are our trade marks. You must not use them without our prior written consent, except to refer accurately to the Courses.
15.4 If you believe that material available on the Platform infringes your copyright, send a written notice to JM Technologies, LLC at hello@futurelearning-ai.com containing the information required by section 512(c)(3) of title 17 of the United States Code, including identification of the work claimed to be infringed, identification of the material complained of and its location, your contact details, a statement of good faith belief that the use is not authorised, and a statement, made under penalty of perjury, that the notice is accurate and that you are authorised to act for the rights owner. We will review notices that meet those requirements and will remove or disable access to material where appropriate.
15.5 We will act against unauthorised copying, distribution and resale of the Course Materials, including by suspending accounts, revoking Certificates and pursuing remedies available at law.
16.1 The Courses teach the use of artificial intelligence tools developed by third parties. Claude is a product of Anthropic, ChatGPT is a product of OpenAI, Gemini is a product of Google, Perplexity is a product of Perplexity AI, and Copilot is a product of Microsoft. All product names, trade marks and logos referred to are the property of their respective owners.
16.2 We are not affiliated with, associated with, authorised by, endorsed by, sponsored by, certified by or in any way officially connected with Anthropic, OpenAI, Google, Perplexity AI or Microsoft, or with any of their subsidiaries or affiliates.
16.3 Those names are used only to identify the subject matter of each Course, in the descriptive sense permitted by law. No claim of ownership over them is made or implied.
16.4 None of those companies is responsible for the Courses, the Course Materials or the Platform, and none of them provides any warranty, support or remedy in relation to them.
16.5 Your use of any third party tool is governed by that provider’s own terms, acceptable use policy and privacy notice. You are responsible for reading and complying with them, and for any fees the provider charges.
16.6 Third party tools change frequently. We update Course Materials from time to time, but we do not warrant that every screenshot, feature description, model name, pricing reference or workflow will match the current version of a third party tool at any given moment.
17.1 You may save your own prompts, notes and similar material to your Account. As between you and us, you retain ownership of that material.
17.2 You grant us a limited licence to store, process and display that material for the sole purpose of operating the Platform and providing the Course to you.
17.3 You are responsible for the material you save. You must not save material that is unlawful, infringing or abusive, and you should not save confidential information belonging to your employer or a client, or personal information about other people, unless you are permitted to do so.
17.4 We do not routinely monitor material saved to Accounts, but we may access it where necessary to operate or secure the Platform, to comply with law, or to investigate a suspected breach of these Terms, and we may remove material that breaches section 17.3.
17.5 If you send us feedback, suggestions or ideas about the Courses or the Platform, you grant us a perpetual, irrevocable, royalty free and worldwide licence to use them without restriction and without obligation to you. This does not affect our obligations in respect of your personal information.
17.6 We will not publish your name, image or words as a testimonial without your consent.
18.1 The Courses are educational. They are designed to teach practical skills in the use of artificial intelligence tools.
18.2 We do not guarantee any particular outcome. In particular, we do not promise or guarantee employment, promotion, clients, income, savings, productivity gains, business results, examination success or any other specific result. Results depend on your own effort, ability, circumstances and the tools you choose to use.
18.3 Any example, case study, figure or account of another learner’s experience is illustrative only and is not a representation that you will achieve a comparable result.
18.4 The Courses do not constitute legal, regulatory, financial, tax, accounting, medical, employment or other professional advice, and must not be relied on as such. Where a decision has professional or regulatory consequences, take advice from a suitably qualified adviser.
18.5 Artificial intelligence tools can produce output that is inaccurate, incomplete, outdated, biased or fabricated. You must review and verify any output before relying on it, and you should not rely on it where accuracy is material.
18.6 You are responsible for your own compliance when using artificial intelligence tools, including any duty of confidentiality, any professional or regulatory rule that applies to you, any employer policy, and any obligation under applicable data protection or intellectual property law. Nothing in a Course should be read as advice that a particular use is permitted in your circumstances.
19.1 The Platform and the Course Materials may link to or reference websites, tools and services operated by third parties. We do not control them and are not responsible for their content, availability, security, pricing or practices.
19.2 A link or reference is not an endorsement or a recommendation to purchase.
19.3 Third party tools may be changed, restricted, repriced or withdrawn by their providers at any time. We are not responsible for the consequences of that for you, and it does not entitle you to a refund outside section 11.
19.4 Payment processing is provided by Stripe under its own agreements with you and with us.
20.1 We will take reasonable steps to keep the Platform available, but we do not warrant that access will be uninterrupted or error free. Access may be suspended for maintenance, upgrades, security or reasons beyond our control.
20.2 We may update, correct, expand, reorganise or replace Course Materials from time to time, including to reflect changes in third party tools. Updates to a Course you have purchased are included at no additional cost.
20.3 We will not make a change that materially reduces the overall substance or usefulness of a Course you have already purchased.
20.4 We may withdraw a Course from sale at any time. Withdrawal from sale does not by itself remove access for people who have already purchased it, and section 9.4 applies if we discontinue a Course altogether.
21.1 You may stop using the Platform at any time. You may ask us to delete your Account at any time by emailing hello@futurelearning-ai.com from your registered address.
21.2 Deleting your Account removes your login, your progress records, your saved prompts and your access to any Course purchased on that Account, and prevents further issue or verification of Certificates. Deletion is permanent and cannot be reversed. Please make sure you have what you need before you ask us to delete.
21.3 We retain records of purchases and payments after deletion where we are required to do so for tax, accounting, fraud prevention and legal compliance purposes. Our Privacy Policy explains this in more detail.
21.4 We may suspend or terminate your Account and your access to any Course, with immediate effect where necessary, if you materially breach these Terms, if you share or attempt to transfer access, if payment is reversed or charged back, if you use the Platform unlawfully, or if continued provision would put us in breach of applicable law including sanctions law.
21.5 Where we terminate for material breach, no refund is payable. Where we suspend or terminate for any other reason, and you are not in breach, we will refund a fair proportion of the Purchase Price having regard to the use you have had of the Course.
21.6 On termination your licence under section 13 ends immediately, except for the continuing permission in section 13.3 in respect of prompt templates, which survives if your Account is deleted at your own request and is not terminated for breach.
21.7 Sections 1, 12, 13.3, 14, 15, 17.5, 18, 22, 23, 24 and 25 survive termination, together with any other provision that by its nature is intended to survive.
22.1 Except as set out in this section, and to the fullest extent permitted by applicable law, the Platform and the Course Materials are provided on an "as is" and "as available" basis, and we disclaim all implied warranties, including implied warranties of merchantability, fitness for a particular purpose, accuracy and non infringement.
22.2 We do not warrant that the Course Materials are free from error or omission, or that they will meet your particular requirements or expectations.
22.3 Nothing in these Terms excludes or limits any right or remedy that cannot lawfully be excluded or limited. In particular, if you are a Consumer in the United Kingdom, the Consumer Rights Act 2015 gives you rights in relation to digital content, including that it must be of satisfactory quality, fit for a purpose made known to us and as described, and those rights are not affected by these Terms. If you are a Consumer in the EEA, you have corresponding rights in relation to the conformity of digital content under the national law implementing Directive (EU) 2019/770, and those rights are not affected either. If you are a Consumer elsewhere, including in the United States, you may have rights under the consumer protection law of your state or country that these Terms do not affect.
22.4 Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot lawfully be excluded.
23.1 Subject to section 22.4, and to the fullest extent permitted by applicable law, we are not liable for loss of profit, loss of revenue, loss of business or business opportunity, loss of anticipated savings, loss of goodwill, loss or corruption of data, or any indirect, special, incidental, punitive or consequential loss, however arising.
23.2 Subject to section 22.4, our total aggregate liability arising out of or in connection with these Terms, the Courses and the Platform, whether in contract, tort including negligence, breach of statutory duty or otherwise, is limited to the total amount you paid to us for the Course or Bundle giving rise to the claim in the 12 months before the claim arose.
23.3 We are not liable for the acts, omissions, output, availability, pricing or terms of any third party tool or service referred to in a Course, or for any loss arising from your reliance on output generated by such a tool.
23.4 If you are a Consumer, we are responsible for loss that is a foreseeable result of our breach, but we are not responsible for loss that is not foreseeable, and we are not liable for loss arising from your use of the Courses for business purposes.
23.5 You will indemnify us against any claim, loss, liability and reasonable cost arising from your breach of section 14, from your unlawful use of the Platform, or from any infringement by you of the rights of a third party. If you are a Consumer, this indemnity applies only to the extent permitted by the law that applies to you and does not affect the rights preserved by section 22.3.
23.6 To the extent permitted by law, any claim arising out of or in connection with these Terms must be brought within one year after the cause of action accrues. This limitation does not apply where the law that applies to you as a Consumer provides a longer period.
24.1 If you have a complaint, please contact us first at hello@futurelearning-ai.com. We will try in good faith to resolve the matter within 30 days of receiving it. Most issues are resolved at this stage.
24.2 These Terms, and any dispute or claim arising out of or in connection with them or their subject matter, are governed by the laws of the Commonwealth of Virginia, United States of America, without regard to its conflict of law rules. The United Nations Convention on Contracts for the International Sale of Goods does not apply.
24.3 Subject to section 24.4, the state and federal courts located in the Commonwealth of Virginia have exclusive jurisdiction, and you and we submit to the personal jurisdiction of those courts.
24.4 If you are a Consumer resident in the EEA or the United Kingdom, sections 24.2 and 24.3 do not deprive you of the protection of the mandatory rules of the law of your country of residence, and you may bring proceedings in the courts of that country. This reflects the position under Article 6(2) of Regulation (EC) No 593/2008 and Articles 17 to 19 of Regulation (EU) No 1215/2012, and under the corresponding rules retained in the law of the United Kingdom.
24.5 To the fullest extent permitted by applicable law, you and we agree that any claim will be brought in an individual capacity and not as a claimant or class member in any purported class, collective or representative proceeding. This section does not apply where it is unenforceable under the law that applies to you, and does not apply to Consumers resident in the EEA or the United Kingdom.
24.6 To the fullest extent permitted by applicable law, you and we waive any right to a trial by jury.
25.1 We may amend these Terms, for example to reflect changes to the Courses, to our payment or refund processes, or to legal requirements. The current version is always published at https://www.futurelearning-ai.com and is identified by its Effective Date.
25.2 Amendments apply to Orders placed after the amended version takes effect. Where an amendment materially affects your use of a Course you have already purchased, we will notify you by email at least 30 days before it takes effect, and we will not apply an amendment retrospectively so as to reduce what you have already paid for.
25.3 Neither party is liable for failure or delay in performance caused by an event beyond its reasonable control, including failure of internet or hosting infrastructure, failure or withdrawal of a third party service, power failure, industrial action, natural disaster, epidemic, act of war or terrorism, and act of government.
25.4 You may not assign or transfer your rights under these Terms. We may assign or transfer ours, including in connection with a sale, merger or reorganisation of our business, provided this does not reduce your rights under these Terms.
25.5 If any provision of these Terms is held to be invalid or unenforceable, it is severed to the minimum extent necessary and the remaining provisions continue in full force.
25.6 A delay or failure by either party to enforce a right is not a waiver of it.
25.7 These Terms, together with the Privacy Policy and the order confirmation for your purchase, constitute the entire agreement between you and us in relation to the Courses and supersede any earlier statement, representation or understanding, other than any statement made fraudulently.
25.8 Nothing in these Terms creates a partnership, joint venture, employment or agency relationship between you and us. No person other than you and us has any right to enforce these Terms.
25.9 You must comply with all applicable export control and sanctions laws, including those administered by the United States Department of Commerce and the Office of Foreign Assets Control, and you must not access the Platform from, or make it available in, a jurisdiction where that would breach those laws.
25.10 We may give you notice by email to the address registered on your Account or by posting a notice on the Platform. You may give us notice by email to hello@futurelearning-ai.com.
25.11 These Terms are made in the English language, and the English text prevails over any translation.
25.12 Our contact details are as follows. Trading name: Future Learning AI. Legal name: JM Technologies, LLC, a Virginia limited liability company. Registered business address: 1520 Belle View Blvd, Suite #5760, Alexandria, VA 22307. Email: hello@futurelearning-ai.com. Website: https://www.futurelearning-ai.com.
This Privacy Policy explains what personal information we collect when you visit https://www.futurelearning-ai.com, register an account, buy a course or contact us, how we use it, who we share it with, how long we keep it and what rights you have. It applies worldwide, and includes specific information for people in the European Economic Area, the United Kingdom and the United States.
1.1 This Policy covers the website at https://www.futurelearning-ai.com, the login gated learning platform hosted there, the online courses delivered through it, the certificate verification function, and our email correspondence with customers and enquirers.
1.2 It does not cover the artificial intelligence tools taught in our courses, which are operated by third parties. When you use those tools, whether during a course or otherwise, you do so under your own account with the provider and under that provider’s privacy notice. We do not receive the content of your sessions with them.
1.3 It does not cover websites we link to. Their privacy practices are their own.
1.4 In this Policy, "personal information" and "personal data" mean information that identifies you or relates to an identifiable person.
2.1 JM Technologies, LLC, a limited liability company formed under the laws of the Commonwealth of Virginia, United States of America, trading as Future Learning AI, is the controller of the personal information described in this Policy, and is the business responsible for it under United States state privacy laws where those laws apply.
2.2 Our registered business address is 1520 Belle View Blvd, Suite #5760, Alexandria, VA 22307.
2.3 You can reach us on any privacy matter by email at hello@futurelearning-ai.com. Please put "Privacy" in the subject line so that your message is routed correctly.
2.4 We have not appointed a data protection officer. We are not required to appoint one under Article 37 of the General Data Protection Regulation on the basis of our current activities. If that changes, we will update this Policy.
3.1 We are established in the United States and our courses are marketed to a United States audience. We do not direct our marketing at the European Economic Area or the United Kingdom, and we do not price, translate or promote our courses for those markets.
3.2 Our checkout is nevertheless open to customers anywhere. Where the General Data Protection Regulation or the United Kingdom General Data Protection Regulation applies to our processing of your personal information, we will honour the rights described in section 18.
3.3 We have not designated a representative under Article 27 of the General Data Protection Regulation or Article 27 of the United Kingdom General Data Protection Regulation. If we begin to offer courses to individuals in those territories on a basis that requires designation, we will designate a representative and publish the details in this section.
3.4 You may contact us on any matter relating to our processing of your personal information at hello@futurelearning-ai.com.
4.1 Account information. Your name, email address and the password credential used to secure your account. The name you provide is the name that appears on any certificate you generate.
4.2 Purchase information. The course or bundle purchased, the date and amount of the purchase, the currency, the transaction reference generated by our payment processor, and the billing details and location information you supply at checkout for tax purposes.
4.3 Consent records. Whether you ticked the boxes recording your request for immediate access and your acknowledgement that the statutory cancellation right is lost, together with the version of the terms you accepted and the date and time of acceptance.
4.4 Learning information. Your progress through lessons, completion status, and the prompts and notes you choose to save to your account.
4.5 Correspondence. The content of emails and support messages you send us, including refund and deletion requests.
5.1 When you use the website or the platform we collect technical information generated by your device and browser, including internet protocol address, approximate location derived from that address, device and browser type, operating system, referring page, pages viewed, and the date, time and duration of visits.
5.2 We collect information about logins and sessions, including the time of access and the device used, which we use to keep accounts secure and to detect credential sharing.
5.3 We collect this information through server logs and through cookies, pixels, software development kits and similar technologies as described in section 10. Some of those technologies are operated by advertising and analytics providers, which means that information about your visit, including your internet protocol address, the pages you view and any purchase you make, may be collected directly by those providers.
6.1 Our payment processor provides us with confirmation that a payment succeeded or failed, the last four digits and brand of the card, the country associated with the payment method, a transaction identifier, and the outcome of any refund, reversal or dispute.
6.2 We do not receive or store your full card number, expiry date or security code at any time.
6.3 Where a card issuer or scheme raises a dispute, we receive the information contained in that dispute in order to respond to it.
7.1 Payments are processed by Stripe, Inc. Card details are entered into fields hosted by Stripe and are transmitted directly to Stripe. They do not pass through or reside on our systems.
7.2 Stripe processes payment information as a separate controller for its own compliance, fraud prevention and regulatory purposes, and as our service provider for the purpose of taking payment on our behalf. Its handling of your information is governed by its own privacy notice, published at https://www.stripe.com.
7.3 We do not store payment card details, and we do not operate saved cards, subscriptions or recurring billing.
8.1 To create and administer your account, authenticate you and keep your access secure.
8.2 To take payment, to provide access to the course you purchased, and to send order confirmations and receipts.
8.3 To record and evidence your acceptance of our terms and, where applicable, your consent to immediate access and your acknowledgement of the loss of the statutory cancellation right.
8.4 To operate progress tracking, to store the prompts and notes you save, and to issue and verify certificates of completion.
8.5 To handle refund requests, billing queries, chargebacks and complaints.
8.6 To provide customer support and to respond to your correspondence.
8.7 To calculate and account for any sales tax, value added tax or similar tax due on your purchase, and to keep the records that tax and accounting law require.
8.8 To detect, investigate and prevent fraud, account sharing, unauthorised access, misuse of our refund guarantee and unauthorised copying of course materials.
8.9 To maintain, secure, troubleshoot and improve the platform and the course content, including by looking at how lessons are used in aggregate.
8.10 To send you service messages about your purchase, your account or material changes to our terms or this Policy.
8.11 To send marketing emails about our courses, where you have asked to receive them or where we are otherwise permitted to send them, and always with an unsubscribe option.
8.12 To measure the effectiveness of our advertising, to understand which campaigns lead to purchases, and to show advertisements for our courses to people who have visited our website, where you have consented to the technologies used for that purpose or where the law that applies to you otherwise permits it.
8.13 To comply with law, to establish, exercise or defend legal claims, and to comply with export control and sanctions obligations.
9.1 This section applies where the General Data Protection Regulation or the United Kingdom General Data Protection Regulation governs our processing.
9.2 Performance of a contract, under Article 6(1)(b). Creating and running your account, taking payment, giving you access to the course you bought, tracking your progress, issuing your certificate, handling refunds and providing support.
9.3 Compliance with a legal obligation, under Article 6(1)(c). Keeping tax, accounting and transaction records, responding to lawful requests from authorities, and meeting consumer information duties including the confirmation of contract described in our Terms and Conditions.
9.4 Our legitimate interests, under Article 6(1)(f). Securing the platform, detecting fraud and account sharing, protecting our course materials from unauthorised copying, analysing use of the platform in aggregate to improve it, and establishing or defending legal claims. We have considered your interests and rights and consider that this processing is proportionate and would be within your reasonable expectations.
9.5 Your consent, under Article 6(1)(a). Non essential cookies and similar technologies where consent is required, and marketing emails where consent is the basis on which we send them. You may withdraw consent at any time, and withdrawal does not affect processing carried out before withdrawal.
9.6 We do not seek to collect special category data as defined in Article 9, and you should not send it to us. If you volunteer it in correspondence, we will process it only so far as necessary to respond to you and to establish, exercise or defend legal claims.
10.1 Strictly necessary technologies. We use cookies and similar technologies that are essential to operate the website and the platform, including to keep you signed in, to maintain your session, to route requests and to protect against fraudulent activity. These cannot be switched off without preventing the service from working.
10.2 Analytics technologies. We use analytics technologies to understand how the website and the platform are used, so that we can improve them.
10.3 Advertising technologies. We use advertising pixels and tags provided by Meta Platforms, Inc. and by Google LLC. These allow us to measure the results of our advertising, to attribute purchases to campaigns, and to show advertisements for our courses to people who have visited our website. They involve those providers receiving information about your visit, and they may allow those providers to link that information to an account you hold with them.
10.4 Consent. We set analytics and advertising technologies only after you have given consent through the cookie banner presented when you first visit the website, in every jurisdiction where consent is required for them. You can change or withdraw your choice at any time through the cookie settings link on the website, and withdrawal does not affect anything done before you withdrew.
10.5 Browser and platform controls. Most browsers let you block or delete cookies. Blocking strictly necessary cookies will prevent you from logging in and accessing your courses. You can also manage advertising preferences directly with the providers, including at https://www.facebook.com and https://www.google.com.
10.6 Opt out preference signals. Where the law that applies to you requires it, we treat a recognised opt out preference signal sent by your browser, such as Global Privacy Control, as a request to opt out of the sale or sharing of personal information and of targeted advertising.
11.1 We send transactional and service emails, such as order confirmations, receipts, access details, refund confirmations and notices of changes to our terms. These are part of the service and are not marketing.
11.2 We send marketing emails only where you have opted in, or where the law that applies to you permits us to email an existing customer about similar courses. Every marketing email contains an unsubscribe link.
11.3 You can opt out at any time by using the unsubscribe link or by emailing hello@futurelearning-ai.com. Opting out of marketing does not stop transactional and service emails.
11.4 We do not sell or rent our customer list.
12.1 A certificate of completion displays the name recorded on your account, the course completed, the date of completion and a unique verification identifier.
12.2 The verification function allows a person who holds a verification identifier to confirm that it corresponds to a certificate issued by us and to see the associated name, course and completion date. It does not allow anyone to search for a person by name, and it does not disclose any other information about you.
12.3 If you do not wish your certificate to be verifiable in this way, or you wish to correct the name shown, contact us at hello@futurelearning-ai.com. Deleting your account disables verification of certificates issued to it.
13.1 Progress records show which lessons you have opened and completed. They exist so that you can resume where you left off and so that certificates can be issued accurately.
13.2 Prompts and notes you save to your account are private to your account. We do not publish them, share them with other learners or use them for marketing.
13.3 We access them only where necessary to operate or secure the platform, to provide support you have asked for, to comply with law, or to investigate a suspected breach of our Terms and Conditions.
13.4 Please do not save confidential information belonging to your employer or a client, or personal information about other people, unless you are permitted to do so.
14.1 Service providers who process personal information on our instructions and under written contracts that restrict their use of it. These are Stripe, Inc. for payment processing, Vercel Inc. for hosting of the website and the learning platform, Resend for delivery of transactional and marketing email, and Google LLC for our business email service. A current list is available on request from hello@futurelearning-ai.com, and we will update this section if it changes.
14.2 Advertising and analytics providers, being Meta Platforms, Inc. and Google LLC, which receive information about your use of the website through the technologies described in section 10 where you have consented to them. Those providers act as controllers or, under some United States state laws, as third parties in their own right, and their handling of that information is governed by their own privacy notices.
14.3 Professional advisers, including accountants, auditors and lawyers, where necessary and subject to duties of confidence.
14.4 Tax and other public authorities, where we are required to report or to respond to a lawful request.
14.5 A buyer or successor, in connection with a sale, merger, financing or reorganisation of our business, subject to the protections in this Policy continuing to apply.
14.6 Where necessary to establish, exercise or defend legal claims, including in response to a chargeback or a dispute.
14.7 We do not disclose personal information to third parties for their own marketing purposes.
15.1 We are based in the United States, and personal information you provide is processed there. Our service providers may process personal information in the United States and in other countries.
15.2 If you are in the European Economic Area or the United Kingdom, this means your personal information is processed outside your home country, in a country whose data protection laws differ from those of your own.
15.3 Where we transfer personal information out of the European Economic Area or the United Kingdom to a service provider, we do so on the basis of a transfer mechanism recognised by the applicable law, which in practice means the standard contractual clauses adopted by the European Commission, together with the United Kingdom addendum or the international data transfer agreement issued by the Information Commissioner, or reliance on an adequacy decision or certification where one properly applies to that provider.
15.4 You may ask us for information about the safeguards applying to a particular transfer by writing to hello@futurelearning-ai.com.
16.1 Account information, progress records and saved prompts are kept for as long as your account is open. If you ask us to delete your account, they are deleted, subject to the exceptions below.
16.2 If your account is inactive for a long period we may contact you before closing it. We will not delete access to a course you have paid for without notifying you first.
16.3 Purchase, payment and tax records are kept for the period required by applicable tax, accounting and company law, which is ordinarily several years after the end of the relevant financial year, and typically up to seven years.
16.4 Records of acceptance of our terms and of the consent described in section 4.3 are kept for as long as necessary to evidence the contract and for the period in which a claim relating to it could be brought.
16.5 Correspondence is kept for as long as necessary to deal with the matter and for a reasonable period afterwards in case the matter is reopened.
16.6 Security, fraud and access logs are kept for a short period appropriate to their purpose, unless they form part of an active investigation.
16.7 Where we no longer need personal information, we delete it or irreversibly anonymise it. Anonymised statistics about course usage may be kept indefinitely because they no longer identify anyone.
17.1 We take appropriate technical and organisational measures to protect personal information against unauthorised access, loss, misuse and alteration. These include encryption of data in transit, access controls and authentication on the platform, restriction of internal access to those who need it, and use of a payment processor so that card details never reach our systems.
17.2 We do not claim certification to any information security standard. Where we make a statement about security in this Policy, it describes measures we actually apply.
17.3 No method of transmission or storage is completely secure. You are responsible for keeping your password confidential and for not reusing it elsewhere.
17.4 If a personal data breach occurs that is likely to result in a risk to your rights and freedoms, we will notify the relevant supervisory authority, and you where required, in accordance with applicable law.
18.1 If the General Data Protection Regulation or the United Kingdom General Data Protection Regulation applies to our processing of your personal information, you have the following rights.
18.2 Access. To be told whether we process personal information about you and to receive a copy of it.
18.3 Rectification. To have inaccurate personal information corrected and incomplete information completed.
18.4 Erasure. To have personal information deleted where one of the grounds in Article 17 applies.
18.5 Restriction. To have processing restricted in the circumstances set out in Article 18.
18.6 Portability. To receive personal information you gave us, which we process by automated means on the basis of contract or consent, in a structured, commonly used and machine readable format, and to have it transmitted to another controller where technically feasible.
18.7 Objection. To object at any time to processing based on our legitimate interests, on grounds relating to your particular situation, and to object at any time and without reason to processing for direct marketing.
18.8 Withdrawal of consent. To withdraw consent at any time where processing is based on consent, without affecting processing carried out before withdrawal.
18.9 To exercise any of these rights, email hello@futurelearning-ai.com. We will respond within one month, which may be extended by two further months for complex requests, and we will tell you if an extension applies. We may ask for information to verify your identity. There is no charge unless a request is manifestly unfounded or excessive.
18.10 You have the right to lodge a complaint with a supervisory authority, in particular in the member state of your habitual residence, place of work or place of the alleged infringement. In the United Kingdom, the supervisory authority is the Information Commissioner’s Office, at https://www.ico.org.uk. We would appreciate the chance to address your concern first.
19.1 Several United States states have enacted comprehensive privacy laws that give residents rights over their personal information. Whether a particular state law applies to us depends on that law’s scope and thresholds. Where a state law applies to our processing, we honour the rights it gives you.
19.2 Those rights commonly include the right to confirm whether we process personal information about you and to access it, the right to obtain a copy in a portable format, the right to correct inaccuracies, the right to request deletion, and the right to opt out of the sale of personal information, of sharing for cross context behavioural advertising, of targeted advertising and of certain profiling. Section 20 explains how the opt out applies to us and how to exercise it.
19.3 We will not discriminate against you for exercising any privacy right. We do not offer financial incentives in exchange for personal information.
19.4 To make a request, email hello@futurelearning-ai.com. We will verify your request using the email address associated with your account or other information reasonably necessary to confirm your identity, and we will respond within the period required by the applicable law.
19.5 You may use an authorised agent to submit a request where the applicable law allows it. We may ask the agent for proof of authority and may ask you to confirm the authorisation directly.
19.6 If we decline a request, we will tell you why, and where the applicable law provides an appeal process we will explain how to appeal.
20.1 We do not sell personal information in exchange for money.
20.2 We do use advertising pixels and tags operated by Meta Platforms, Inc. and Google LLC, as described in section 10. Under several United States state privacy laws, the disclosure of personal information through those technologies may be treated as a sale of personal information, as sharing for cross context behavioural advertising, or as processing for targeted advertising, whether or not any money changes hands.
20.3 Where a state privacy law gives you the right to opt out of that activity, you may exercise it by declining or withdrawing consent through the cookie settings link on the website, by sending a recognised opt out preference signal such as Global Privacy Control, or by emailing hello@futurelearning-ai.com. We will not discriminate against you for doing so.
20.4 In the European Economic Area and the United Kingdom, these technologies are used only where you have given consent, and you may withdraw that consent at any time as described in section 10.4.
20.5 We do not use personal information for profiling in furtherance of decisions that produce legal or similarly significant effects concerning you.
21.1 You may ask us to delete your account at any time by emailing hello@futurelearning-ai.com from the address registered on the account.
21.2 Deletion removes your login, your progress records, your saved prompts and your access to any course purchased on the account, and it disables verification of certificates issued to it. Deletion is permanent and cannot be reversed, so please make sure you have what you need first.
21.3 We keep a limited record of the purchase itself after deletion, comprising the transaction identifier, the amount, the date, the course purchased, the tax treatment applied and the email address used at the time. We keep this because tax and accounting law requires us to, and because we may need it to defend a chargeback or other claim. This record is not used for any other purpose.
21.4 We also retain suppression information where you have unsubscribed from marketing, so that we do not email you again in error.
22.1 We do not make decisions producing legal effects concerning you, or similarly significantly affecting you, based solely on automated processing.
22.2 Our payment processor applies automated fraud screening to transactions, which may result in a payment being declined. If a payment is declined and you believe that is wrong, contact us at hello@futurelearning-ai.com and we will look at it, and you may also contact your card issuer.
22.3 Automated signals may flag an account for possible credential sharing. Any decision to suspend an account is reviewed by a person before it takes effect, and you may contest it by writing to us.
23.1 The courses are sold to adults. Our services are not directed to children, and we do not knowingly collect personal information from anyone under 18.
23.2 We do not knowingly collect personal information from children under 13 in the United States within the meaning of the Children’s Online Privacy Protection Act, or from children below the applicable age of digital consent in the European Economic Area or the United Kingdom.
23.3 If you believe a child has provided us with personal information, contact hello@futurelearning-ai.com and we will delete the account and the information.
24.1 We may update this Policy to reflect changes to our services, our service providers or the law. The current version is always published at https://www.futurelearning-ai.com and is identified by the Effective Date at the top.
24.2 Where a change materially affects how we use your personal information, we will notify you by email to the address on your account before the change takes effect.
24.3 Where a change requires your consent, we will ask for it.
25.1 For any question about this Policy, or to exercise any right described in it, email hello@futurelearning-ai.com.
25.2 Our details are as follows. Trading name: Future Learning AI. Legal name: JM Technologies, LLC, a Virginia limited liability company. Registered business address: 1520 Belle View Blvd, Suite #5760, Alexandria, VA 22307. Email: hello@futurelearning-ai.com. Website: https://www.futurelearning-ai.com.
25.3 Our position on customers in the European Economic Area and the United Kingdom, including the designation of a representative, is explained in section 3.